Olá pessoal!
Today’s episode is a special interview recorded on site at Merge Buenos Aires last month.
I had the pleasure of chatting with Bruno Grossi, who is Head of Emerging Technologies and Digital Assets at Banco Inter, which is Brazil's first digital bank. Our conversation dives into how this pioneering financial institution is leading blockchain integration, participating in Brazil's Drex CBDC project, and preparing for a quantum future.
Grossi, with over 25 years in technology and involvement with blockchain since 2017, offers some great insights into how Banco Inter transformed from a small local financial institution into an innovative digital banking powerhouse.
As the first bank to convince Brazil's Central Bank to allow account opening without physical documentation back in 2005, Banco Inter sparked Brazil's digital banking revolution long before fintech became mainstream.
🇧🇷Brazil Crypto Report now has an English language Telegram community!
Key Highlights:
Super App Innovation: Banco Inter created Brazil's first banking super app in 2018, integrating non-financial products like marketplace shopping, food delivery, and even mobile phone service directly within their banking platform.
Drex’s Revolutionary Design: Unlike most CBDCs that operate within central bank networks, Brazil's Drex uses a truly decentralized model where each participating bank runs its own blockchain node, allowing the network to function even if the central bank goes offline.
Transformative Use Cases: The Drex pilot has already demonstrated peer-to-peer government bond trading through smart contracts. Banco Inter is now working on trade finance and credit card receivables tokenization use cases within the pilot that could dramatically reduce costs and increase access for small businesses.
Cross-Border Collaboration: Banco Inter is partnering with Microsoft and Chainlink to solve cross-border liquidity problems between different CBDCs and blockchain systems in Asia.
Quantum Future: Grossi believes quantum computing will impact financial systems within five years, requiring new algorithms but potentially revolutionizing credit risk analysis, portfolio optimization, and personalized banking services.
The conversation concludes with Grossi's outlook for 2025, including the anticipated regulatory framework for crypto and tokenization in Brazil and the growing role of stablecoins in cross-border payments—already surpassing credit card usage globally.
For anyone interested in the future of digital banking, blockchain integration, or how emerging technologies are reshaping financial services in Latin America's largest economy, this interview provides invaluable front-line perspectives from one of the industry's true innovators.
You can connect with Bruno on Linkedin
-AWS
🙌 Friendly reminder that you can listen to BCR on your favorite podcast platform YouTube | Spotify | Apple Podcasts
Brazil Crypto Report is presented by
Binance is the largest platform for trading of digital assets. With over 250 million users around the world, the exchange offers over 350 trading pairs, best-in-class products and services for investors, and advanced tools for institutions players.
Binance currently holds over US$ 160 billion in user assets under custody and reached a cumulative historical trading volume of $100 trillion in 2024, showcasing the trust placed in it by users worldwide.
With user-focus at the core of its DNA, Binance continuously invests to increase usability, bring new features and deepen security.
Liquidity matters. Security is non-negotiable. Join Binance Now
Share this post