Olá pessoal!
Today’s interview is with Lucas Danicek, founder and CEO of Nexa Finance. Lucas shares how he is using tokenization to create hyper-customized investment products for customers across the risk curve.
Lucas has over 15 years of experience managing portfolios for some of Brazil’s wealthiest individuals and families. During that journey, he identified a critical pain point in traditional investment models: the lack of personalization and accessibility for alternative investments.
Nexa Finance's solution uses blockchain and AI to create personalized investment products that can be directly tailored to the specific preferences and risk profile of an individual investor.
This bottom-up approach is a direct inversion of the traditional model, whereby big institutions create generic products and then push them downstream on clients, Lucas explains:
“Personalization is always putting the client in first place."
The Nexa platform allows investors to specify their risk tolerance, desired returns, cash flow structure, and other preferences, then builds a customized token portfolio combining various assets.
This "private ETF" approach is generating impressive returns—approximately 18.4% IRR in Brazilian reals so far, 6.4% above the CDI benchmark (the overnight lending rate for financial institutions).
🇧🇷Brazil Crypto Report now has an English language Telegram community!
Key takeaways from the conversation:
Alternative investments represent roughly 20% of global assets under management, but generate 50% of industry returns. However, they remain largely inaccessible to most Brazilian investors
Nexa Finance's tokenization approach addresses key barriers: high minimum investment amounts, illiquidity, geographical limitations, and lack of transparency
The platform has already tokenized approximately 65 assets and issued 55 tokens, with six completed investment cycles
Nexa Finance is launching its B2B platform on May 1st, enabling asset managers, investment advisors, and private banks to build customized products for clients
Danicek argues that tokenization parallels the transformation ETFs brought to traditional markets and that it's poised to become the next major financial innovation — a claim seconded by Blackrock CEO Larry Fink
Current regulatory frameworks for qualified investors are being challenged by personalization technology that can create products perfectly suited to individual needs
Also, Nexa recently released the Brazil Tokenization Report, a comprehensive 65-page analysis of the country's developing tokenization ecosystem, available in both Portuguese and English. Definitely worth a read if you’re interested in further exploring the country’s tokenization ecosystem.
I enjoyed this conversation with Lucas and I hope you do as well. You can connect with him on Linkedin.
-AWS
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